***InvestTalk™ Podcast is a leading financial education platform that provides unbiased insights and strategies to help investors make informed decisions for financial success.
Hosted by Justin Klein and Luke Guerrero
Independent Financial Guidance.
Based in Irvine. Serving Nationwide.
From our headquarters at Park Plaza in Irvine, CA, we serve investors nationwide with 100% fee transparency and a commitment to accountability. Experience the accessibility of a boutique firm with the discipline of institutional analysis.
Our Philosophy
The KPP Difference
Our investment rules apply to everyone, everywhere.
Parallel Investing
We invest alongside you. If your portfolio drops, so does ours. We succeed only when you do.
100% Fee Transparency
You pay for unbiased advice, never for hidden sales charges or third-party propaganda.
Agile & Individual
We avoid generic funds. We buy individual securities to ensure liquidity and adapt to market dynamics instantly.
Unbiased Financial Education Since 1998
Real Market Analysis. Broadcast Live Every Weekday.
Most firms just manage money; we teach you how it works. From our studio headquarters in Irvine, we broadcast the InvestTalk podcast to help investors distinguish between market noise and genuine opportunity.
.svg "Weekdays 400 pm - 500 pm PST (2)")
Daily Market Pulse
Stream the show weekdays from 4:00 pm - 5:00 pm PST or catch up on our past episodes.
InvestTalk Player
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Comprehensive Financial Literacy
Beyond the Podcast: Deep Dives and Direct Access
We provide a full ecosystem of resources designed to move you from listener to practitioner.
Complimentary Wealth Lessons
Our Wealth Webinars serve as an interactive classroom where we break down the charts and data that audio alone cannot convey. Explore our latest masterclass.
Turn Analysis into Action: Stock Ideas & Direct Feedback
Go beyond the daily headlines with resources designed for the serious investor.
Office Hours
Join CEO Justin Klein every Wednesday at 1:00 pm (PST) for a live Q&A to get tangible feedback on your own investment ideas.
KPP Premium Newsletter
Receive 4 sections of deep economic analysis and two actionable stock watch-list ideas delivered to your inbox every Saturday.
InvestTalk on YouTube
Subscribe for video-exclusive content, and watch Justin's weekend updates LIVE to see charts, data, and visuals that audio listeners miss.
Our Investment Strategies
Retirement is a Math Problem. We Help You Solve It.
We adopt a multipronged strategy to construct a roadmap tailored to your specific needs. Whether you require the flexible management of Dynamic Growth or the steady yield of Stable Income, our principals invest their own capital alongside you. We stress-test your numbers to ensure your lifestyle is sustainable for the long haul, ensuring your financial goals are not just hoped for, but realized.
1. The Aggressive Investor
Our aggressive strategies maximize returns through flexible management and targeted growth in quality companies and asset classes.
Strategies include: Dynamic Growth, Disciplined Equity
2. The Moderate Investor
Our moderate strategies focus on value-oriented diversification and income, balancing market exposure with risk protection.
Strategies include: Equity Income+, Balanced Income
3. The Conservative Investor
Our conservative program invests in quality fixed-income securities, emphasizing steady yields and limited interest rate risk.
Strategies include: Stable Income
Beyond Standard Allocation
Advanced Strategies for Complex Wealth
For investors with unique hurdles, we offer specialized tools that standard firms cannot match. We provide Direct Indexing for personalized tax efficiency, Pontera for professional management of your workplace 401(k) with zero disruption, and the Deferred Sales Trust to help business owners mitigate capital gains taxes upon exiting.
1. Direct Indexing
Move beyond generic funds. We build personalized indices that empower you to own individual stocks rather than a pre-packaged product. This enables Strategic Tax-Loss Harvesting, potentially adding 1% or more to your after-tax returns annually.
2. 401(k) Management
We can professionally manage your 401(k), 403(b), or TSP exactly where it is housed. Through our partnership with Pontera, you keep your current login and experience zero disruption, while we gain the ability to analyze and trade on your behalf.
3. Tax-Deferred Exits
Selling a business or highly appreciated real estate? The Deferred Sales Trust allows you to mitigate massive capital gains tax bills upon exiting. Unlike a 1031 Exchange, this strategy offers greater flexibility, converting your equity into a secured note and an income stream.
Is Your Current Plan Built to Last?
Schedule a Complimentary Portfolio Review.
Submit your portfolio details. We'll reach out to set up a virtual consultation.