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High-Yield Savings vs. CDs: Which is Best for Your Money?
High-yield savings accounts (HYSA) and certificates of deposit (CDs) offer different advantages for savers, with varying interest rates, accessibility, and terms. High-yield savings accounts typically provide more flexibility and easier access to funds, while CDs often offer higher interest rates for fixed terms. Understanding these differences can help individuals choose the best option based on their financial goals and liquidity needs.
Shelby Unger
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